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Affordable
Homes Program
The Housing Authority of the city of
Prichard (HACP) can turn your dream of
homeownership into reality. The City of
Prichard may have an affordable home for
you.
Programs that provide units to homebuyers
include:
-HUD’s Hope 1 Program
-HUD’s Hope 2 Program
-HUD’s 5(h) Program
HACP’s programs are designed to assist
current HACP residents, Section 8 and low
moderate- income city residents to become
homebuyers. HACP provides counseling, and
economic development programs to help
residents take advantage of this
homeownership opportunity.
Credit Counseling
Employment Counseling
Household Budgeting
Down Payment Assistance
Job Training
Small Business Development Assistance
Household Maintenance Training
Can’t Afford
to buy a home in Prichard? Think again.
(Click here for Application)
First-Time Homebuyer
You must be a first-time home-buyer. A
first-time homebuyer is an individual or
family who has not owned a home during the
three-year period before the purchase.
Income
To qualify you must have a stable source of
income. Employment must be continuous for 2
years. If new employee, applicant must have
passed the probationary period. Applicants
must provide their pay stubs, W-2 Forms or
other proof of income. Applicant will also
be required to show evidence of rental
payments such as canceled checks, money
order receipts or a reference letter as well
as a detailed explanation of credit
problems, is any. Credit history includes
landlord, child care, utilities and
traditional references.
Maximum Family Income
House Size Income Limits
1 $28,300
2
$32,350
3
$36,400
4
$40,400
5
$43,650
6
$45,950
7
$50,100
8 or more $53,350
Homeownership Counseling
All applicants will be required to complete
the Homeownership and Consumer Credit
Counseling Program conducted by Prichard
Housing.
“Applying for
a home is too complicated. Where do I
start?”
To apply for the homeownership program you
can obtain an application at one of four
locations:
Our main office located at 4555 St Stephens
RD, Eight Mile, AL
Our office in Figures Way Subdivision,
4503 Senator ST,
Eight Mile, AL
Our office in Heritage Estate,
493 Captain Leon C. Roberts ST,
Prichard, AL 36610
Or visit our show house in The Oaks At
Chancery, 2503 Herman B. Towner ST, Eight Mile, AL 36613
Norwood’s Pointe
Provides single-family outright owner of
single family home.
Ponderosa Pines Estates
single-family homes 50.
Magnolia Trace
is single-family subdivision with
single-family ownership with 30
single-family homes.
Bella Street
Subdivision is a 5(h) program with
single-family ownership.
Leeds Street Homes
is developed as a Limited-Equity Housing
Cooperative. Families in this development
will have a unique opportunity to live in a
development where they will be given an
opportunity for future single-family
homeownership.
HOMEOWNERSHIP IS ABOUT YOU
The continuing goal of the Housing Authority
of the City of Prichard is to provide the
necessary support services to encourage
self-sufficiency, upward mobility and
quality service to our residents, and to the
City of Prichard. The ownership
opportunities offered in our various
programs are representative of our
commitment.
Homeownership programs are designed to
provide the combined services and
opportunities that will lead to
homeownership, economic development
opportunities, jobs, skills training, and a
better community.
We build a better community by:
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Making homeownership a reality.
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Developing affordable housing.
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Meeting the needs of the citizens.
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Serving our customers with respect.
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Providing timely and quality support
services.
Housing Authority of the City of
Prichard
4555 Saint Stephens RD
Eight Mile, Alabama 36613
P.O. Box 10307
Prichard, AL 36610
(251) 456-3324
(251)
452-8500
Fax:
(251)-452-8575
(Click here for Application)
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